There are thousands of different types of home insurance policies. With each bill that you receive you always have the same thought or worry: is it worth paying so much for home insurance? Of course when you have something go wrong it always seems worth it to have it. It can help solve minor mishaps and keep you calm in a moment of panic. However you must know to always read the small print, almost always home insurance cover has many subsections which we never read in detail. Would you like to know how to benefit from extra services with your home insurance? At Grupo Roma, real estate agency in Palma de Mallorca, we will be telling you all about it in this blog article.
Of course, all of which we are about to mention in this article may not appear in your small print, but they are the most common points that do, so it’s worth taking a look your type of cover. Watch out.
You may be surprised to know that some although not many home insurance policies offer, handyman services with a certain number of hours per year. If you need help moving a large piece of furniture or you just want to make the most of the services, a technician can help you for free in your home and do it for you. In general, you have a maximum of 4 hours a year to use up. Now you know: take advantage and get some new furniture for your property in Palma de Mallorca.
One of the most commonly offered services in home insurance policies is the recovering of lost or deleted computer files on your hard drive during any kind of crash, error or human error.
We hope that you never do, but for whatever reason your home in Palma de Mallorca becomes damaged, it will be interesting for you to know that your policy covers moving costs when you go temporarily from one home to another, as well as furniture warehousing or storage fees. If you still can’t return to your home after a short time due to the magnitude of the damage, hotel fees are also covered.
This is an unusual instance: it is a service which applies to incidents outside the home. Many policies cover robberies which can occur to the policy holder and the other occupants of the home. Although they may not be at home. Whether it be violence related, by force or even threats, you have to think about the small print, which can be a big help.
Many policies offer free legal advice in case you have issues with your neighbours. And that’s not all. Unbearable pests such as cockroaches, rats and more, who can cause many problems within a community, are also covered by a free service offered by home insurance policies on many occasions.
Now you know, it’s time to look over the small print on your home insurance. You will discover that there are a lot of things that you pay for and you don’t even know it, and you never know when you’re going to need them. Our real estate agency in Palma can help you with all the necessary guidance and processes of all of the related documentation. Buying a property in Palma de Mallorca has never been so easy. Contact our real estate agents and we can help you with everything you need.